Sunday, May 21, 2017

Borrow $1M to $50M for land loan development and acquisitions













In addition bankruptcies, discounted payoffs, note purchases, workouts and foreclosures. Our lender recently closed another loan in the Caribbean. A working capital loan arrangement to benefit a residential community organization in Jamaica. Loans have also closed in St Lucia, Barbados, Fiji, Dominican Republic, Virgin Islands, St Maarten, Puerto Rico, Bahamas, Mexico, Belize, Canada and Spain.

Saturday, May 6, 2017

Do you own an LTN Z in or out of Euroclear and are you interested in monetizing the LTN for cash?

















LTN's housed in Euroclear will be monetized in a sale of the LTN. Proceeds of sale are entered into a PPP. Requirements of the arrangement.
LTN''s not currently in Euroclear are JV'd with the program, monetized/Sold. Funds go into a PPP arrangement with the JV.

Note: There is much fraud being presented to the program from bogus owners of LTN's serious applicants with complete documentation and documents are welcome to apply for the monetizing opportunity.

Friday, April 28, 2017

Non Leased (PURCHASED) through Barclay's $300MM minimum to $50B contract


We can supply non leased  BG or SBLC from Barclay's Bank and Deutsche bank up to $50B
Interested buyer is required to present copy of bank statement proof of funds and or a BCL to satisfy purchasing capabilities first and foremost.

Barclays Bank or Deutsche bank Leased BG or SB LC at 6+2 with no upfront transmission fees $300MM to $50B contract








Barclays Minimum Leased $300MM.  Deutsche bank Minimum  $50MM

Wednesday, April 26, 2017

Fresh cut Bg/ SBLC for sale













INSTRUMENT DESCRIPTION:

1. Instrument:              FRESH CUT BG/SBLC
2. Issuing Bank:          RBS,UBS, Deutsche Bank AG ,HSBC/BARCLAYS UK or AA+ RATED BANK
3. Total Face Value    500,000,000.00 EURO/USD With R&E
4. Term:                      ONE YEAR AND ONE DAY
5. First Tranche           500,000,000.00 or as Agreed by both Parties.
6.  Delivery:                MT799/MT760  
7.  Sales Price 40+2%
8. Commission           1% from Seller side and 1% from Buyer side, commission to be shared 50-50 as specified here below.   

9. Hard Copy: by bank bonded courier

Monday, April 24, 2017

Publicly traded company for sale will do terms












Sale price $150,000 Down payment $40,000 terms 2 to 3 years

                       
·        Lowest price: $______K
           Minimum down payment and terms: 

·         OTC PINK 
·         Never Been A Shell
·         Operating production company business inside
·         Not DTC Eligible as of now can be within 30 days 
·         Date of Original Incorporation: October 9, 1997
·         State of Original Incorporation: Delaware
·         Common Stock: 21 Billion shares authorized at $0.00001 par value|
Total shares issued: 6,085,041,500
·         Total restricted: 5,000,700,546
·         Total free-trading (float): 1,084,340,954
·         Total number of shareholders of record: appx 200
Preferred Stock:- Series A Convertible Preferred Stock: 100,000,000 shares authorized
---Conversion rate for Series A: None (VOTES 80% of vote)
Total shares issued: None
- Series B: 10,000,000 shares authorized
---Conversion rate for Series B: 200,000 common for 1 B
Total shares issued: 200,000
- Series C: 20,000,000 shares authorized
---Conversion rate for Series C: 2x (200%) amount paid for C share
·         Total shares issued: None
·         Total shares issued: 11,000
·         DELIVER:   Common Stockholders:5B (83 % of common)
Preferred B Stockholders: 189,000 95%

Has convertible notes too.
·         #______ market makers

Wednesday, April 19, 2017

How does the settlement of payments work in banks?








For a provider of proof of funds, the work is done mostly with the SWIFT system. However, most people are confused, especially when we hear the term "MT103".
Specifically, how do payment systems that are connected to multiple banks actually settle the amount between two banks?

For example if I use an ATM card from one bank, while my card is issued by another, how does the back end settlement of this money work?


Here is a generic settlement process by Faisal Khan with an example as shown below. It can be applied universally all across for payments. For some intricate payment scenario the model slightly changes, but the gist of it remains the same.



Lets use the example above, Bob wants to send his friend Jake money. Assuming they are using some real-time mobile solution that sends money across instantly.

Both Bob & Jake are using two different banks. So the question usually asked is how is the money instantly transferred across?

In Bob's bank? how does the core banking software move money and how is this money, suddenly posted in Jake's bank account, which might be using a different core banking software?

In most cases, a settlement bank is used. The settlement bank will usually settle all the net transactions at the end of the day (at a particular anointed time and will settle the net funds for all the participating member banks). In this example, let us consider three banks:
  • X-Bank (which is the bank Bob uses)
  • Y-Bank (which is the bank Jake uses)
  • Bank Z - which is the settlement bank for all these participating banks using the switch.

At a particular time, (lets take this clock for example), when Bob sends money across to Jake, at 9:40:00 AM, a message is generated on a switch (think of a switch as a financial router/authority that both the banks agree-to/listen-to). This message (and lets not get into the technical details of the message) simply says, in a secure, irrevocable manner that:

    "Y-Bank, please pay Jake US$ 100, as I have already taken US$ 100 from Bob, from his X-Bank".

Remember, nothing more than a message is sent across. No money actually moves. Just an "instruction" (or message).


Here is where the magic that seemed so confusing, actually happens - how does the money move?

The short answer is - its doesn't move (yet!)

X-Bank will deduct money from Bob's account (US$ 100) and credit this money in its own bank Settlement Account. Think of this settlement account as an SWITCH IOU Account, or a safekeeping account.

Y-Bank will take money from its own Settlement Account or Switch IOU Account, and credit the money to Jake's account.

The assumption here was, that when both these banks decided to do business with the switch and each other, they decided they would need a Settlement Account and this account will be funded by the bank's own money, which would be used to fund the transfers, pending the actual net settlement of funds.

In simple words, we will loan the money to whomsoever needs it immediately, because I have already been assured by the switch that the money is available, and you will settle with me later on.

If you assume that both X-Bank and Y-Bank started the day with US$ 1,000 in their settlement accounts, then this is how the ledger would reflect as the transaction was done:

Before Transaction:

  • X-Bank Settlement Account: US$ 1,000.00
  • Bob's Bank Account: US$ 100.00
  • Y-Bank Settlement Account: US$ 1,000.00
  • Jake's Bank Account: US$ 0.00

(Lets assume Bob has US$ 100 only and Jake has zero money, at the start of the transaction).

After the transaction is done, this is how the accounts will look like:

  • X-Bank Settlement Account: US$ 1,100.00
  • Bob's Bank Account: US$ 0.00
  • Y-Bank Settlement Account: US$ 900.00
  • Jake's Bank Account: US$ 100.00

During the day, a lot many transactions can happen, back and forth for different accounts between each participating member bank. As a switch operator or payment system operator, they too will have a Settlement Bank to use.

Participating banks appoint a time when they will do net settlements (transfers In/Out) with the Settlement Bank of the Switch Operator. This is usually done during banking hours for RTGS type of a transfer.



So, the final ledger of accounts would looks something like this:

Before Transaction:

  • X-Bank Settlement Account: US$ 1,000.00
  • Bob's Bank Account: US$ 100.00
  • Y-Bank Settlement Account: US$ 1,000.00
  • Jake's Bank Account: US$ 0.00
  • Bank-Z: Settlement Account for X-Bank: US$ 0.00
  • Bank-Z: Settlement Account for Y-Bank: US$ 0.00
After the transaction is done, this is how the accounts will look like:
  • X-Bank Settlement Account: US$ 1,100.00
  • Bob's Bank Account: US$ 0.00
  • Y-Bank Settlement Account: US$ 900.00
  • Jake's Bank Account: US$ 100.00
  • Bank-Z: Settlement Account for X-Bank: US$ 0.00
  • Bank-Z: Settlement Account for Y-Bank: US$ 0.00

and the end of the batch process day, this is how the ledges would look like (expanding it to show how the transfer are made)

  • X-Bank Settlement Account: US$ 1,000.00
  • Bob's Bank Account: US$ 0.00
  • Y-Bank Settlement Account: US$ 900.00
  • Jake's Bank Account: US$ 100.00
  • Bank-Z: Settlement Account for X-Bank: US$ 100.00
  • Bank-Z: Settlement Account for Y-Bank: US$ 0.00

and transfer to the final Bank (Y-Bank):

  • X-Bank Settlement Account: US$ 1,000.00
  • Bob's Bank Account: US$ 0.00
  • Y-Bank Settlement Account: US$ 900.00
  • Jake's Bank Account: US$ 100.00
  • Bank-Z: Settlement Account for X-Bank: US$ 0.00
  • Bank-Z: Settlement Account for Y-Bank: US$ 100.00

Final transfer to Y-Bank

  • X-Bank Settlement Account: US$ 1,000.00
  • Bob's Bank Account: US$ 0.00
  • Y-Bank Settlement Account: US$ 1000.00
  • Jake's Bank Account: US$ 100.00
  • Bank-Z: Settlement Account for X-Bank: US$ 0.00
  • Bank-Z: Settlement Account for Y-Bank: US$ 0.00


Now you will notice...

X-Bank's Settlement Account and Y-Bank's Settlement Account have both been topped up back to their initial investment of US$ 1,000

Bob's Bank Account is US$ 0.00
Jake's Bank Account is US$ 100.00

and the Settlement accounts at Bank-Z for X-Bank and Y-Bank are US$ 0.00 each as all has been settled.


If you like to see an actual example, MasterCard has a flow chart of their clearing and settlement. You can find it here.

You can read more by Faisal Khan here

We offer these educational monthly articles to help our customers understand the complicated nature of financial industry transactions. If you need help obtaining a SWIFT for a commodity trade transaction, perhaps we can help you.